CompareStockISA

Money Farm vs XTB

Side-by-side comparison from each platform's published fees.

Money Farm DIY Stock ISA compared with XTB Stock ISA

Money Farm

DIY Stock ISA

XTB

Stock ISA
Estimated yearly costexample investor£134.40£30.00
Fees
Platform fee
Whole portfolio
0.35% (cap: £45.00)
Whole portfolio
Marginal rates:0.00% on £0-£211,6120.02% on £211,613+
Dealing
Shares and ETFs
£3.95 per trade
Mutual funds
£3.95 per trade
US shares and ETFs
£3.95 per trade
Shares and ETFs
£0 per trade
Mutual funds
Not supported
US shares and ETFs
£0 per trade
FX
Flat rate: 0.70%
Flat rate: 0.50%
How trades are placedMarket OrderMarket Order
What it can hold
UK investmentsSupportedSupported
US sharesSupportedSupported
Individual sharesSupportedSupported
Exchange-traded funds (ETFs)SupportedSupported
Mutual fundsSupportedNot supported
Flexible ISASupportedSupported
Fractional tradingNot supportedSupported
About the providers
Official websiteVisit Money Farm websiteVisit XTB website
Founded2014 (12 years old)2010 (16 years old)

Example investor: £80,000 portfolio, 12 trades a year, half in shares (half of them US) and half in UK ETFs. Estimate with your numbers

Important notice. The information shown on this page is sourced from provider websites and is for illustrative purposes only. It may be inaccurate, outdated, or not account for all scenarios, promotions, discounts, or variations in fees due to specific circumstances. Always check the provider's official website for the most up-to-date and accurate information. These figures are general estimates and should not be considered as financial advice. Data updated 8th October 2026.

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Use our illustrative calculator to estimate platform fees based on how you invest. Not financial advice.