Lightyear Stock ISA
App-based platform launched in the last decade or so.
Published fee schedule
As used by the calculator. Data last updated 8th October 2026, from the official pages listed below.
Where these figures come from
How the cost changes with portfolio size
Estimated yearly cost for 12 trades a year of about £2,000, half shares, half UK ETFs, half of the shares in the US. With this platform the estimate stays the same as the portfolio grows.
| Portfolio | Platform fee | Dealing | FX | Total a year | Of portfolio |
|---|---|---|---|---|---|
| £10,000 | £0.00 | £0.00 | £6.00 | £6.00 | 0.06% |
| £25,000 | £0.00 | £0.00 | £6.00 | £6.00 | 0.02% |
| £50,000 | £0.00 | £0.00 | £6.00 | £6.00 | 0.01% |
| £100,000 | £0.00 | £0.00 | £6.00 | £6.00 | 0.01% |
| £250,000 | £0.00 | £0.00 | £6.00 | £6.00 | <0.01% |
| £500,000 | £0.00 | £0.00 | £6.00 | £6.00 | <0.01% |
Estimates only, from published fees. Use the calculator for your own numbers.
Things to know
- Commission is £0 on UK and US share trades up to £25,000 each.
Questions about Lightyear
How much does Lightyear Stock ISA charge?
There is no platform fee. Share and ETF dealing: £0 per trade. These are taken from Lightyear's published charges and may change, so check with Lightyear before you decide.
Does Lightyear Stock ISA charge FX fees?
Yes, when you buy investments priced in another currency: 0.10%.
Can I buy US shares with Lightyear Stock ISA?
Yes. Lightyear Stock ISA lets you buy shares priced in dollars, so FX fees apply.
Can I hold funds in Lightyear Stock ISA?
No, Lightyear Stock ISA doesn't support mutual funds.
Is Lightyear Stock ISA a flexible ISA?
Yes. You can withdraw money and pay it back in within the same tax year without it counting towards your allowance again.
Does Lightyear Stock ISA offer fractional shares?
Yes. You can buy part of a share or ETF.
How are trades placed on Lightyear Stock ISA?
Market Order.
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