XTB Stock ISA
App-based platform launched in the last decade or so.
Published fee schedule
As used by the calculator. Data last updated 8th October 2026, from the official pages listed below.
Where these figures come from
How the cost changes with portfolio size
Estimated yearly cost for 12 trades a year of about £2,000, half shares, half UK ETFs, half of the shares in the US. Dealing and FX stay the same as the portfolio grows; the platform fee is what changes.
| Portfolio | Platform fee | Dealing | FX | Total a year | Of portfolio |
|---|---|---|---|---|---|
| £10,000 | £0.00 | £0.00 | £30.00 | £30.00 | 0.30% |
| £25,000 | £0.00 | £0.00 | £30.00 | £30.00 | 0.12% |
| £50,000 | £0.00 | £0.00 | £30.00 | £30.00 | 0.06% |
| £100,000 | £0.00 | £0.00 | £30.00 | £30.00 | 0.03% |
| £250,000 | £10.00 | £0.00 | £30.00 | £40.00 | 0.02% |
| £500,000 | £57.68 | £0.00 | £30.00 | £87.68 | 0.02% |
Estimates only, from published fees. Use the calculator for your own numbers.
Things to know
- Dealing is commission-free up to €100,000 of trades a month, then 0.2% (minimum £10). The custody fee of 0.02% a year applies only to value above €250,000 (minimum £10); we convert the euro limits to pounds at the ECB rate.
Questions about XTB
How much does XTB Stock ISA charge?
Platform fee: 0.00% on £0-£211,612; 0.02% on £211,613+. Share and ETF dealing: £0 per trade. These are taken from XTB's published charges and may change, so check with XTB before you decide.
Does XTB Stock ISA charge FX fees?
Yes, when you buy investments priced in another currency: 0.50%.
Can I buy US shares with XTB Stock ISA?
Yes. XTB Stock ISA lets you buy shares priced in dollars, so FX fees apply.
Can I hold funds in XTB Stock ISA?
No, XTB Stock ISA doesn't support mutual funds.
Is XTB Stock ISA a flexible ISA?
Yes. You can withdraw money and pay it back in within the same tax year without it counting towards your allowance again.
Does XTB Stock ISA offer fractional shares?
Yes. You can buy part of a share or ETF.
How are trades placed on XTB Stock ISA?
Market Order.
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