Terms and Conditions

Please read these terms carefully before using our ISA platform comparison tool.

Last updated: August 2025

Important Notice
Please read this section carefully

This tool is for informational purposes only and does not constitute financial advice or recommendations. You should always verify information directly with ISA providers and seek independent financial advice from a qualified professional before making investment decisions.

Acceptance of Terms
By using our service, you agree to these terms

By accessing and using our ISA platform comparison tool ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, you must not use this service.

These terms apply to all visitors, users, and others who access or use the Service.

Description of Service
What our tool provides and what it doesn't

What We Provide

Our Service is a comparison tool that presents estimated annual cost information for UK Stocks & Shares ISA platforms. We aggregate publicly available fee schedules and apply consistent modelling assumptions. All calculations are estimates based on published fee data at the time of collection. Actual costs may vary depending on your personal circumstances and changes made by providers.

What We Don't Provide

We do not provide financial advice, investment recommendations, or personalised financial planning. We do not execute trades or manage investments on your behalf.

Data Sources

All information is sourced from platform providers' public disclosures, terms and conditions, and fee schedules. We strive for accuracy but cannot guarantee the completeness or currentness of all information. All fee data is subject to change without notice.

User Responsibilities
Your obligations when using our service

Verification of Information

You are responsible for verifying all information directly with ISA providers before making any investment decisions. Our tool provides comparative estimates to assist your research. Results are illustrative only and must not be relied upon as definitive when making investment decisions.

Professional Advice

You should seek advice from independent, qualified financial professionals before making investment decisions.

Compliance with Laws

You must comply with all applicable laws and regulations in your jurisdiction when using our Service and making investment decisions.

Disclaimers
Important limitations and exclusions

No Financial Advice

The information provided through our Service is for informational purposes only and should not be considered as financial advice. We are not licensed financial advisors.

No Guarantees

We make no guarantees about the accuracy, completeness, or timeliness of the information provided. Investment decisions carry risk, and platform charges may change without notice.

Third-Party Information

We are not responsible for the accuracy of information provided by third parties, including ISA platform providers. We rely on publicly available information that may change without notice.

Modelling Assumptions

Our cost calculations use various assumptions and estimates based on published fee structures. Results are illustrative and may not reflect actual costs you would incur. Always verify final costs directly with providers.

Key assumptions include portfolio composition, trading frequency, and FX costs. These assumptions are applied consistently across providers and may not match your individual circumstances.

Limitation of Liability
Our liability limitations

To the maximum extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

Our total liability to you for any claims arising from the use of our Service shall not exceed the amount you paid, if any, for accessing the Service.

We specifically disclaim liability for any errors, inaccuracies, or changes in fee data provided by third-party ISA platforms, as such information may change without notice.

You assume full responsibility for any investment decisions you make. We disclaim all liability for any loss or damage arising from reliance on the Service in connection with financial or investment decisions.

Intellectual Property
Copyright and intellectual property rights

The Service and its original content, features, and functionality are and will remain the exclusive property of CompareStockISA and its licensors. The Service is protected by copyright, trademark, and other laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Service without our prior written consent.

Termination
Service termination and account closure

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will cease immediately. If you wish to terminate your account, you may simply discontinue using the Service.

Governing Law
Legal jurisdiction and dispute resolution

These Terms shall be interpreted and governed by the laws of England and Wales, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Changes to Terms
How and when terms may be updated

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

Continued use of the Service after revised Terms take effect constitutes acceptance of those changes.

Contact Information
How to get in touch with us

If you have any questions about these Terms and Conditions, please contact us through our website. We are committed to providing clear and transparent terms for our users.