Frequently asked questions
Answers to common questions about how the ISA platform fee calculator works and what it covers.
How the calculator works
What does the calculator do?
Our calculator displays the estimated total costs of different UK stocks & shares ISA platforms based on your specific investment amount, trading frequency, and portfolio allocation. It shows estimated platform fees, dealing costs, and FX charges in a consistent format.
How accurate are the calculations?
We use data from platform providers' public disclosures and apply consistent assumptions across all platforms. While we strive for accuracy, we recommend verifying all figures directly with the providers before making decisions.
What assumptions does it make?
The calculator assumes average trade sizes, applies your specified trading frequency, and treats funds as GBP-priced. It uses consistent FX rates and applies the same methodology across all platforms for fair comparison.
How often is the data updated?
We update our data regularly as platforms publish new fee information. However, fees can change at any time, so always verify current rates directly with the platform providers.
Platform information
Which platforms are included?
We include major UK stocks & shares ISA platforms such as Hargreaves Lansdown, AJ Bell, Interactive Investor, Fidelity, and others. The list covers traditional brokers, modern fintech platforms, and bank platforms. We plan to add more platforms in the future.
What do the badges mean?
Platform types
- Traditional broker
- Modern fintech
- Discount broker
- Specialised platform
- Bank platform
Execution methods
- Quote and deal
- Market order execution
- Batch dealing
- Direct market access
Investment support
- Shares
- ETFs
- Funds
- US shares
- Fractional shares
- Flexible ISA
How are fees calculated?
Platform fees are modelled as flat fees, percentage fees, or tiered structures according to each provider's actual fee schedule. Dealing costs are applied per trade, and FX costs apply only to US shares and ETFs.
What about fund charges?
Our calculator focuses on estimated platform, dealing and FX fees. Any fund management charges (OCF/TER) are not included as these vary by individual fund.
Investment types and costs
How do you handle different asset types?
Shares and ETFs are treated as individual securities with dealing fees per trade. Funds are treated as GBP-priced with no FX costs. The calculator applies the appropriate fee structure for each asset type.
What about US and other overseas shares?
We price every overseas trade as a US trade, because US shares are what most UK investors buy abroad. You set how much of your shares and ETFs are in the US, and we add each platform's US dealing charge and FX fee. Other markets, such as Europe or Asia, can cost more on some platforms, and the platform pages say where.
How are dealing fees calculated?
Dealing fees are applied per trade based on your annual trading activity. Some platforms offer tiered pricing based on monthly trade volume, which we model accordingly.
Do you include regular investing and dividend reinvestment?
Regular investing and dividend reinvestment is not included in our calculations. Most platforms offer this service for free, but some may charge fees. Check with individual providers for their specific policies and charges.
Important disclaimers
Is this financial advice?
No, this is not financial advice. Our tool provides estimated cost information only. Always consult with qualified financial professionals before making investment decisions.
Is the data guaranteed to be accurate?
We cannot guarantee data accuracy. While we strive for accuracy, fees change frequently. Always verify all information directly with platform providers before making decisions.
Do you recommend platforms?
We do not recommend specific platforms. Our tool shows estimated cost comparisons only. The best platform depends on your individual needs, investment strategy, and preferences.
Do you track investment performance?
We do not track investment performance. Our tool focuses solely on estimated platform costs and fees. Past performance does not guarantee future returns.
Getting help and support
What if I find an error?
If you spot any inaccuracies in our data, please contact us immediately. We appreciate feedback and will investigate and correct any errors as quickly as possible.
Can I suggest new features?
Absolutely! We welcome suggestions for new features and improvements. Contact us with your ideas, and we'll consider them for future updates.
How do I report a bug?
If you encounter any technical issues or bugs, please contact our support team with details about the problem and your device/browser information.
Where can I get more help?
For additional support, visit our Contact page. You can also check the Platforms page for detailed fee information.
Still have questions?
If you couldn't find the answer here, contact us and we'll get back to you as soon as possible.